Grade 11 — Investing & Finance Portfolio

Mohammad FalaknazInvesting & Finance Portfolio

Welcome to my Investing & Finance portfolio. This website shows the different units, projects, and skills I developed throughout the course. I built it to keep my work organized in one place and to look back on what I learned.

Compound growth

$1,000 invested at ~10% / year

A simple example of why starting early matters — the line gets steeper over time.

About Me

A bit about who I am

I'm a Grade 11 student and I'm really into anything around real estate, finance, business, and AI. I like understanding how things actually work behind the scenes, whether that's how a company makes money or how a market moves.

Outside of school, I train at the gym pretty consistently and I play padel at a high level. Both of those have honestly taught me a lot about discipline and showing up even when I don't feel like it.

I value discipline, consistency, and growth — those three words pretty much sum up how I try to live and how I approach learning new things like investing.

Real Estate
Finance & Investing
AI & Technology
Gym & Padel

Course Work

Investing & Finance Units

Each unit below has the key topics I covered, a short reflection, what I took away, and the actual document I worked on. I tried to keep my notes honest instead of making everything sound perfect.

Goals & Interests

What I'm working towards

I'm really interested in real estate. The idea of owning property and building something long term has always made sense to me, and I want to keep learning how that world actually works.

I'm also into AI. I think it's going to change a lot of industries — including finance — and I want to be on the side that understands it instead of being caught off guard by it.

The gym has taught me that small consistent effort beats short bursts of motivation. Padel taught me how to compete, lose, adjust, and keep going. Both of those lessons carry into how I want to approach investing too.

My future goals are pretty simple: keep learning, stay disciplined, get into a good university, and start building real skills in finance, real estate, and business while I'm still young.

Sample portfolio allocation

For learning purposes
ETFs45%
Stocks30%
Cash15%
Real Estate10%

Reflection

What I took from this course

Before this course, finance kind of felt like a topic only adults talked about. I knew the basic words but didn't really understand how any of it connected. Working through these units changed that for me.

The biggest thing I learned is that money decisions are mostly about habits, not huge moments. Budgeting, saving a little every month, and understanding how interest works can quietly make a massive difference over time.

Unit 3 was easily the one I enjoyed most. Investing, compound growth, and how long-term thinking beats short-term hype just made sense to me. The credit and debt unit was a close second because it showed me how easy it is to fall into bad financial habits if you don't pay attention.

Overall, I feel a lot more confident talking about finance now. I notice things in the news, in business, and even in my own spending that I used to ignore. That's probably the biggest sign that I actually learned something.

Skill confidence after the course